Park City Condo Hotel Financing | Utah's Home Lender

Your Local Partner for Condotel Loans

A condotel (condominium hotel) combines private ownership with hotel-style amenities and professional management, allowing owners to enjoy the property while generating rental income. Because these properties fall outside standard lending guidelines, financing can be more complex, but with the right guidance and specialized lenders, the process becomes much smoother and aligned with your long-term financial goals.

Local Expertise

Deep knowledge of Utah’s market, lenders, and guidelines—helping you navigate your home financing with confidence and insight.

Trusted Support

From application to closing, we are with you every step—answering questions, clarifying details, and making the process stress-free.

Personalized Guidance

Every borrower is different. I take time to understand your goals and design a financing strategy tailored to your situation.

Fast, Clear Process

A streamlined mortgage experience with transparent timelines, proactive updates, and no surprises at closing.

A Vacation Home That Pays You Back

Condotel owners typically hold a standard mortgage and use their property several weeks a year as a vacation spot or second residence. When it’s not in use, owners can rent their unit. Since condotels are designed to be rented, they’re often located in tourist spots.

Owning a condotel has similar benefits to other types of homeownership, with the added benefit that condotels are designed to be rented out much of the year. With hotel-style amenities and onsite staff, the process of renting and maintaining the condotel is relatively effortless for the owner.

Talk to an Expert

The Right Advisor Makes All the Difference

Because condotels are considered non-standard properties, many traditional lenders won’t finance them, and they often fall outside Fannie Mae or Freddie Mac requirements. This can make buyers think securing a loan is difficult, but several niche lenders still provide financing for qualified borrowers. The key is working with an experienced mortgage advisor who can match your application to the right lenders, streamline the process, and secure favorable terms. With expert guidance, financing a condotel becomes far more accessible and tailored to your financial goals.

The Park City Condo Hotel Market and Why Lender Choice Is Everything

Park City is home to hundreds of condo hotel units across Canyons Village, Deer Valley, and Old Town, resort-managed properties that let owners generate short-term rental income averaging $56,000–$85,000 per year while holding a luxury asset. With Utah hosting the 2034 Winter Olympics and Deer Valley's expansion adding 3,700 new skiable acres at Mayflower, demand for Park City condo hotel financing is accelerating fast.

Most lenders won't approve these loans. We do. Rodrigo Ballon is Utah's most recognized condotel specialist, ranking on both Google and ChatGPT for this exact niche and closes deals other lenders turn away using Non-QM and portfolio programs built for non-warrantable properties.

‍Learn about our jumbo loan options or read client reviews from Park City buyers we've already helped close.

Park City’s Premier Mortgage Broker

With over 20 years of experience, Rodrigo Ballon is a certified mortgage lender dedicated to helping all residents, second-home buyers, and investors achieve their homeownership goals.

Backed by CrossCountry Mortgage, one of the nation’s largest and most trusted lenders, our team provides competitive rates and a full range of products — from FHA, VA, and USDA loans to refinancing, jumbo mortgages, and more.

We pride ourselves on quick approvals, clear communication, and personalized guidance at every step, from pre-approval through closing, whether you’re purchasing your first home or expanding your portfolio.

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With over 20 years of experience, Rodrigo Ballon, backed by CrossCountry Mortgage, provides trusted mortgage solutions for homebuyers, investors, and refinancers across Utah and beyond — delivering competitive rates, clear guidance, and personalized service every step of the way.

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