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One of the most popular loans available, a conventional loan is a residential mortgage loan that’s not backed by a government agency.

A Jumbo Loan, also known as a jumbo mortgage and non-conforming conventional mortgage, is a loan that exceeds the maximum amount for a traditional conforming loan set by the Federal Housing Finance Agency.

In a temporary buydown, a lump sum of money (or subsidy) is deposited into a buydown account. This subsidy is used to reduce the effective interest rate that a borrower pays during the early years of the mortgage.

An adjustable-rate mortgage, or ARM, is a type of home loan with a varied interest rate. This means that the monthly payments can go up or down.

Fixed rate mortgages are mortgages that have a set, fixed interest rate throughout the loan term. It’s great for those who want to be able to predict how much they will be expected to pay.

An FHA home loan is backed financially by the United States Federal Housing Administration (FHA), a federal agency under the Department of Housing and Urban Development jurisdiction.

For active-duty or retired military service members, A VA home loan is a mortgage guaranteed by the United States Department of Veterans Affairs.